First Federal of San Rafael
Banking on a First Name Basis
Bridging Bay Area Communities Since 1963
First Federal
Performance+
Free Checking
Earn great rates with First Federal’s Performance+ Checking!
- Earn 4.00% APY* when you meet all three requirements:
- Enroll in eStatements
- Simply have at least one direct deposit each statement cycle
- Use your debit card for purchases 8 times a statement cycle
Learn more about Performance+ Checking:
Discover Community
We’re not just a bank; we’re your trusted financial partner
Our legacy reflects our unwavering dedication to nurturing prosperity, fostering growth, and cultivating strong ties within the Bay Area. We believe in the power of community, which is why we support local businesses, sponsor community events, and invest in initiatives that make the Bay Area an even better place to live and work.
Making a Difference
The Redwood Program
Beyond Banking
Community Involvement
Thriving Together
Careers
CA’s Last Mutual Institution
The Mutual Advantage
Start Your First Federal Journey
We understand that your financial goals are unique. That’s why our experienced team takes the time to get to know you and your aspirations.
Online Banking
We offer a seamless banking experience that combines the best of both worlds, ensuring your financial needs are met with efficiency and excellence.
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Download Our Mobile App
Turn your phone or tablet into a mobile branch. Bank anytime and anywhere with First Federal Mobile Banking.
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First Federal
Youth Savings Account
Our Youth Savings Account makes it easy and rewarding for young people to save!
It pays to start saving early. Our Youth Savings Account is perfect for young people to learn about good saving habits and how to manage their money. Plus, First Federal provides a special birthday gift deposited to the account each year.
- With no minimum balance and no monthly service fee, it only takes $10 to open a Youth Savings Account.
- Easily move money from your checking account to your child’s savings account or send their allowance on schedule automatically.
- Joint ownership gives the child the ability to use the account while you monitor the account activity with online and mobile banking.
First Federal
Certificates of Deposit
If you want to earn more interest, then a CD is the way to go. We have flexible savings options that allow you to pick the term that best fits your savings needs.
Our First Federal CDs offer terms ranging from 6 months to 5 years, giving you the freedom to choose what works best for you. We understand that flexibility is important, so you have the option to withdraw your interest whenever you need it, even before the CD term ends. However, a penalty may be imposed for early withdrawal of principal.
To learn more, or open an account: