On Wednesday, June 19 we will be closed in observance of the Juneteenth Federal Holiday.

Personal Checking

Simply Free Checking

A FREE checking account for everyone!
A woman is using a tap to pay function on her phone tied to her Simply Free Checking Account
Access your Simply Free Checking Account from your phone through our Mobile App

Free is better

A Free Checking Account Available To All Personal Customers

  • No minimum balance requirement
  • No monthly service charge
  • Free Mobile Banking with Mobile Check Deposit
  • Free Online Banking and Bill Pay
  • Free eStatements
  • Free MasterCard© debit card
  • Buy back of your unused checks and debit cards from another financial institution, up to $10
  • Only $50 deposit to open
  • Use any ATM nationwide & we’ll refund the surcharges
To open an account, please visit one of our branches.

Compare a Simply Free Checking Account to Our Other Options

Find out if a Simply Free Checking Account is the best fit for you.
First Federal does not charge to download or use the First Federal Mobile Banking App. Mobile carrier data and usage fees may apply. Other fees, such as NSF, overdraft, etc. may apply, see schedule of fees. Personal accounts only. Bank rules and regulations apply, ask us for details.

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