Exciting news! Our new online and mobile banking is live.

Your old credentials won’t carry over, you’ll need to enroll by clicking the sign-in link, then the Enroll button, and entering your 10-digit Account Number. Don’t forget to download the new app – the old one won’t work. Visit FAQs or contact us for more details.

Business Checking

Smart Money Checking Account for Businesses

First Federal’s Smart Money Checking for Business puts your hard-earned business funds to work for you.
A Smart Money Business Checking Account is our most rewarding business checking account
Easily manage your finances with a Smart Money Business Checking Account, perfect for all business sizes

Put Your Money to Work

Earn interest at CD-like rates while giving you the convenience of a checking account

  • 1.50% APY* on balances up to $50,000
  • 0.03% APY* on the remaining balance over $50,000
  • $35 monthly service charge waived if the account meets all three requirements:
    • Enroll in eStatements
    • Have at least $5,000 in direct deposits each month
    • Maintain a daily balance of $5,000
  • Free Mobile Banking with Mobile Check Deposit
  • Free Online Banking and Bill Pay
  • Free eStatements with online check images
  • Free MasterCard© debit card
  • Buy back of your unused checks and debit cards from another financial institution, up to $10
  • Use any ATM nationwide & we’ll refund the surcharges
  • Only $50 deposit to open
To open an account, please visit one of our branches.

Compare a Smart Money Business Checking Account to Our Other Options

Find out if a Smart Money Business Checking Account is the best fit for you.
*Annual Percentage Yield is accurate as of 9/13/21. Rates may change. Fees could reduce earnings. All other banking fees apply. Other fees, such as NSF, overdraft, sustained overdraft fees, etc. may apply, see schedule of fees. First Federal does not charge fees to download or use the First Federal Mobile Banking App; however, your mobile carrier may charge for data and text message usage. Check with your carrier for more information. Offer good on business accounts only; personal accounts do not qualify for these plans. Bank rules and regulations apply. Ask us for details.

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