Exciting news! Our new online and mobile banking is live.

Your old credentials won’t carry over, you’ll need to enroll by clicking the sign-in link, then the Enroll button, and entering your 10-digit Account Number. Don’t forget to download the new app – the old one won’t work. Visit FAQs or contact us for more details.

Personal Checking

Advantage 55 Checking

A perfect account for customers 55 and better!

An Advantage 55 Checking Account has no monthly service fee
An Advantage 55 Checking Account can be accessed through our mobile app

Open to customers 55 and better

A checking account that fits your needs

  • Competitive interest rates
  • No minimum balance requirement
  • No monthly service charge
  • Free Mobile Banking with Mobile Check Deposit
  • Free Online Banking and Bill Pay
  • Free eStatements
  • Free MasterCard© debit card
  • Buy back of your unused checks and debit cards from another financial institution, up to $10
  • Only $50 deposit to open
  • Use any ATM nationwide & we’ll refund the surcharges
Ready to get started? Please visit one of our branches to open an account.

Compare an Advantage 55 Checking Account to Our Other Options

Find out if an Advantage 55 Checking Account is the best fit for you.
Advantage 55 Checking for customers 55 and over. First Federal does not charge to download or use the First Federal Mobile Banking App. Mobile carrier data and usage fees may apply. Other fees, such as NSF, overdraft, etc. may apply, see schedule of fees. Personal accounts only. Bank rules and regulations apply, ask us for details.

You are now leaving First Federal of San Rafael

First Federal of San Rafael provides links to web sites of other organizations in order to provide visitors with certain information. Once you link to another web site not maintained by First Federal Savings & Loan Association of San Rafael, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.

You will be redirected to

Click the link above to continue or CANCEL