Exciting news! Our new online and mobile banking is live.

Your old credentials won’t carry over, you’ll need to enroll by clicking the sign-in link, then the Enroll button, and entering your 10-digit Account Number. Don’t forget to download the new app – the old one won’t work. Visit FAQs or contact us for more details.

online services

credit score by SavvyMoney

Stay in control of your credit score.

We strive to provide the best outcomes for our community

Take Control of Your Credit

free credit score tool

To start boosting your credit, it’s crucial to know where you stand. That’s why First Federal’s online banking includes SavvyMoney. It’s a free tool that helps you check your credit score, understand what affects it the most, and learn how to make it better. 

benefits of savvymoney

  • Daily Access to your Credit Score
  • Real-Time Credit Monitoring Alerts
  • Credit Score Simulator
  • Personalized Credit Report
  • Educational Resources
First Federal Savings and Loan of San Rafael President, Paul Simmons

Improved credit leads to a brighter future

Staying on top of your credit has never been easier

With one powerful tool you can access your credit score, full credit report, credit monitoring, financial tips, and education. All of this without impacting your credit score.

It’s easy to get started. So enroll now.

Access your credit score and report in our mobile app and online banking!

Savvymoney frequently asked questions

What is SavvyMoney?

SavvyMoney offers a comprehensive solution for managing your credit health. It provides your latest credit score and report while helping you understand the key factors influencing your score. Additionally, it conducts daily credit monitoring and promptly notifies you via email of any significant changes detected, such as new account openings, address modifications, employment updates, delinquencies, or reported inquiries.


Will accessing SavvyMoney impact my credit score?

SavvyMoney utilizes a “soft inquiry,” which has no effect on your credit score. Lenders employ “hard inquiries” to assess creditworthiness when you apply for loans.


How often is the credit score updated?

Your credit score is refreshed every seven days and conveniently displayed in both mobile and online banking. You also have the option to click “refresh score” for an updated credit score as frequently as once a day.


What if the information provided by SavvyMoney appears to be wrong or inaccurate?

SavvyMoney presents the most relevant information from your credit report. If you notice any inaccuracies, you can obtain a free credit report from www.annualcreditreport.com and then dispute inaccuracies with each bureau individually. Each bureau has its process for correcting inaccurate information.

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