First Federal of San Rafael

Banking on a First Name Basis

Bridging Bay Area Communities Since 1963
Open a Performance+ Checking Account with First Federal of San Rafael

First Federal

Free Checking

Earn great rates with First Federal’s Performance+ Checking!
  • Earn 4.00% APY* when you meet all three requirements:
    • Enroll in eStatements
    • Simply have at least one direct deposit each statement cycle
    • Use your debit card for purchases 8 times a statement cycle
Learn more about Performance+ Checking:

Discover Community

We’re not just a bank; we’re your trusted financial partner

Our legacy reflects our unwavering dedication to nurturing prosperity, fostering growth, and cultivating strong ties within the Bay Area. We believe in the power of community, which is why we support local businesses, sponsor community events, and invest in initiatives that make the Bay Area an even better place to live and work.
Making a Difference

The Redwood Program

Beyond Banking

Community Involvement

Thriving Together


CA’s Last Mutual Institution

The Mutual Advantage

Start Your First Federal Journey

We understand that your financial goals are unique. That’s why our experienced team takes the time to get to know you and your aspirations.

Online Banking

We offer a seamless banking experience that combines the best of both worlds, ensuring your financial needs are met with efficiency and excellence.

Learn More

Try Our Online Banking Services

Download Our Mobile App

Turn your phone or tablet into a mobile branch. Bank anytime and anywhere with First Federal Mobile Banking.

Learn More

Download the First Federal Mobile App to Access Your Finances on the Go

First Federal

Youth Savings Account

Our Youth Savings Account makes it easy and rewarding for young people to save!

It pays to start saving early. Our Youth Savings Account is perfect for young people to learn about good saving habits and how to manage their money. Plus, First Federal provides a special birthday gift deposited to the account each year.

  • With no minimum balance and no monthly service fee, it only takes $10 to open a Youth Savings Account.
  • Easily move money from your checking account to your child’s savings account or send their allowance on schedule automatically.
  • Joint ownership gives the child the ability to use the account while you monitor the account activity with online and mobile banking.
Open a Youth Account at First Federal of San Rafael

First Federal

Certificates of Deposit

If you want to earn more interest, then a CD is the way to go. We have flexible savings options that allow you to pick the term that best fits your savings needs.

Our First Federal CDs offer terms ranging from 6 months to 5 years, giving you the freedom to choose what works best for you. We understand that flexibility is important, so you have the option to withdraw your interest whenever you need it, even before the CD term ends. However, a penalty may be imposed for early withdrawal of principal.

To learn more, or open an account:

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