Personal Checking
Performance+ Free Checking
Unlock Earnings and Convenience with First Federal’s Performance+ Free Checking. Meet Your Everyday Banking Needs!
Earn Great Rates
First Federal’s Performance+
Free Checking
Earn 3.50% APY*—Starting Day One! With Performance+ Free Checking, you start earning a great rate right away! Just meet these simple requirements to keep it going:
- Enroll in eStatements
- Simply have at least one direct deposit each statement cycle
- Use your debit card for purchases 8 times per statement cycle
Only $50 deposit to open. Click below to open an account, or visit one of our branches..
No monthly service fee.
Performance+ Benefits
- Free Mobile Banking with Mobile Check Deposit
- Free Online Banking and Bill Pay
- Free eStatements
- Free MasterCard© debit card
- Buy back of your unused checks and debit cards from another financial institution, up to $10
- Use any ATM nationwide & we’ll refund the surcharges
Find out if a Performance+ Checking Account is the best fit for you, or compare our checking accounts.
*Annual Percentage Yield is accurate as of 03/09/26. Rates may change. Fees could reduce earnings. All other banking fees apply, see branch for details. Other fees, such as NSF, overdraft fees, etc. may apply, see schedule of fees. First Federal does not charge fees to download or use the First Federal Mobile Banking App; however, your mobile carrier may charge for data and text message usage. Check with your carrier for more information. Offer good on personal accounts only; business and corporate accounts do not qualify for these plans. Bank rules and regulations apply. Ask us for details.