On Wednesday, June 19 we will be closed in observance of the Juneteenth Federal Holiday.

Personal Checking

Start Your First Federal Journey

With First Federal at your side, your unique financial goals can come true. Find the right fit for you with your choice of personal checking accounts.

Whether you simply want a free account to access your money, or you’re looking for a higher rate, we have a personal checking account that’s just right for you. All our personal checking accounts come with great free features like mobile banking, eStatements and bill pay. Better yet, there are no minimum balances or monthly service charges.

Free is Better

A PERSONAL Checking Account that’s Simply Free

  • Free account features like Mobile Banking, Bill Pay, and more!
  • No minimum balance requirement
  • No monthly service charge
  • Use any ATM nationwide & we’ll refund the surcharges

OPEN TO CUSTOMERS 55 AND BETTER

A CHECKING ACCOUNT THAT FITS YOUR NEEDS

  • Competitive Interest
  • All the free account features of our Simply Free checking account, including refunding ATM surcharges
  • No monthly service charge or minimum balance requirement

EARN GREAT RATES

FIRST FEDERAL’S PERFORMANCE+ Free CHECKING

  • Earn 4.00% APY* when you meet all three requirements:
  • Enroll in free eStatements
  • Simply have at least one direct deposit each statement cycle
  • Use your debit card for purchases 8 times per statement cycle
  • All the free features of our Simply Free checking account, including refunding ATM surcharges, no minimum balance requirement, and no monthly service charge

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