Business Checking
Smart Money Checking Account for Businesses
First Federal’s Smart Money Checking for Business puts your hard-earned business funds to work for you.
Put Your Money to Work
Earn interest at CD-like rates while giving you the convenience of a checking account
- 1.50% APY* on balances up to $50,000
- 0.03% APY* on the remaining balance over $50,000
- $35 monthly service charge waived if the account meets all three requirements:
- Enroll in eStatements
- Have at least $5,000 in direct deposits each month
- Maintain a daily balance of $5,000
- Free Mobile Banking with Mobile Check Deposit
- Free Online Banking and Bill Pay
- Free eStatements with online check images
- Free MasterCard© debit card
- Buy back of your unused checks and debit cards from another financial institution, up to $10
- Use any ATM nationwide & we’ll refund the surcharges
- Only $50 deposit to open
To open an account, please visit one of our branches.
Compare a Smart Money Business Checking Account to Our Other Options
Find out if a Smart Money Business Checking Account is the best fit for you.
*Annual Percentage Yield is accurate as of 9/13/21. Rates may change. Fees could reduce earnings. All other banking fees apply. Other fees, such as NSF, overdraft, sustained overdraft fees, etc. may apply, see schedule of fees. First Federal does not charge fees to download or use the First Federal Mobile Banking App; however, your mobile carrier may charge for data and text message usage. Check with your carrier for more information. Offer good on business accounts only; personal accounts do not qualify for these plans. Bank rules and regulations apply. Ask us for details.