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Money Goals with Plinqit

Start Your Savings Journey

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First Federal’s all about helping you save big! With Plinqit, saving up for what really matters to you is a breeze. Just set your goal, decide how much and how often you want to save, then let Plinqit do its thing. Keep an eye on your progress while you handle your First Federal accounts online. And to top it off? Plinqit is totally free for all First Federal customers to use*.


Picture Plinqit as your digital piggy bank! Just set your savings goal and decide how much you want to save. With Plinqit, you can easily set savings targets and pick rewards when you reach them. Plinqit will automatically move money from your bank account to your chosen goal. Plus, all funds saved with Plinqit are FDIC insured and managed by First Federal. So, why not give it a try? It’s a simple and fun way to work towards your future goals!

* You may choose to select a ‘break the safe’ penalty to discourage early withdrawal. Rewards and penalties are set by you and may be $0. Normal data & usage rates may apply.

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Money Goals with Plinqit

Earn cash rewards

Set up to 5 goals

Plinqit helps you save for the things you want and put away money for what you need. Create up to 5 goals to save for wants and needs of all sizes.

Get Paid to Learn

Grow your knowledge about money and get paid while you’re at it with Build Skills. Simply watch a video or read an article, then take a brief 2-question quiz and get paid directly into your savings goal.

Tell your Friends

Tell your friends and you can earn up to $25 in rewards. $5 for each referral up to 5 referrals.

Sign up for Plinqit in our mobile app and online banking!


frequently asked questions

Are there any fees for using Plinqit?

There are no service fees to use Plinqit. When setting up your savings goal, you have the option to choose a penalty to discourage early withdrawal. If you choose this option, a reward will also be set to be paid out upon completing your goal. Penalties are applied each time you ‘break the safe’, while rewards are only paid out once the goal is achieved.

Where are my Plingit savings held?

Your funds are securely held with First Federal, and there is no cost to access Plinqit.

Is my financial information secure?

Absolutely. Data security is our top priority. Plinqit employs industry-leading RSA 256-bit encryption technology to safeguard your information

How long does it take to get money back into my checking account from Plinqit?

Transactions can take up to 4 business days to complete. 

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